The following promotional offer is valid from 1 October to 31 October 2020 (“Promotional Period”). Q Mastercard and Q Card cardholders who make a first purchase of between $1,000 and $1,999 in a single transaction at a qualifying retailer (list of retailers set out below) during the Promotional Period will receive a $50 credit back credited to their Q Mastercard or Q Card Account (as applicable). However, Q Mastercard and Q Card cardholders who make a first purchase of more than $2,000 in a single transaction at a qualifying retailer during the Promotional Period will instead receive a $100 credit back credited to their Q Mastercard or Q Card Account (as applicable) (“Credit Back”). You will receive a Credit Back for your first qualifying transaction only (i.e. if your first transaction is $1,500 and your second transaction is $3,000 you will only receive a $50 Credit Back for the first transaction). There is a limit of one Credit Back per Q Card or Q Mastercard Account (as applicable). Qualifying retailers are 4 Season, Appliance Connexion, Bedpost, Beds R Us, Big Save, Danske Mobler, Freedom Furniture, Fujitsu NZ, Furniture Zone, Godfreys Vacuum Cleaners, Guthrie Bowron, Heathcotes, HRV, Hunter Furniture, I-Relax, JB Hi-FI, Michael Hill, Mitre 10, Nido, Oxygen Air, PB Technologies Furniture, Target Furniture, Van Dyks. For a purchase to be eligible to receive the Credit Back, the required spend must be made in one transaction at the qualifying retailer. This promotion includes qualifying purchases made using Long Term Finance including Flexi Payment Purchases and Fixed Instalments. Other fees associated with Purchases and Long Term Finance still apply. Any applicable Credit Back will be applied to the eligible Q Mastercard or Q Card Account (as applicable) by 30/11/2020. The Credit Back is not transferrable, negotiable or redeemable for cash. Any Q Mastercard or Q Card that has been cancelled or suspended on or before 31/10/2020 will be ineligible to receive the Credit Back. Columbus Financial Services Limited (Q Mastercard) and Consumer Finance Limited (Q Card) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time. Q Mastercard and Q Card terms and conditions apply. See qmastercard.co.nz or qcard.co.nz for full details.