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The TEXTURES of WINTER SALE now on - Ends August 31st

Interest Free Finance

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Flooring is a great investment in any home but sometimes you you need a little help to get there. We have partnered with Gem Visa and Q Mastercard to bring to interest free deals so you can get your flooring today›.

GEM Visa

12 - 18 Months Interest Free Available

Gem Visa is a great choice for those who want a card that can give you access to interest free payments everywhere. Gem Visa works anywhere a normal visa debit card works and it has a generous 6 month repayment scheme for purchases over $250 with access to long term finance deals across New Zealand retailers.

  • Minimum 6 months, No interest, No payments on all purchases.
  • Minimum purchase of $250.
  • Access Long Term Finance deals in-store and online across NZ Retailers.
  • 12-18 month No interest and No payment deals available.

Q Card Mastercard

12 - 18 Months Interest Free Available

Q Mastercard is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest-free deals and payment holidays. Q Master card is a great option for those who want  the benefits of a credit card and access to interest free repayment deals across New Zealand retailers.

  • Minimum of 3 months, No interest, No payments on all purchases.
  • No minimum purchase limit.
  • Access Long Term Finance deals in-store and online across NZ Retailers.
  • 12-18 month No interest and No payment deals available.

Terms & Conditions

GEM Visa

*Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine). Prevailing interest rate (currently Gem Visa 25.99% p.a./Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free term.

Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Long term interest free offers may vary. Available at participating retailers to approved customers only.

Conditions, fees and charges apply. Credit provided by Latitude Financial Services Limited.

Q Card Mastercard

No interest & payment holiday for 12-18 months is available on Flexi Payment Plans for in-store purchases only.

Offer is only for a limited time only, please ask in-store for moredetails. Excludes clearance and end of line products.

Minimum spend $2000. 

Annual Account Fee of $50 applies. New Card-holder fees - $55 Establishment. Existing Card-holder fee - $35 Advance. StandardInterest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday.

Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject tochange. 

Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer 
and these terms and conditions at any time without notice.Mastercard is a registered trademark and the circles design is a trademark 
of Mastercard International Incorporated.

The issuer reserves the right to amend, suspend or terminate the offer and these terms and
conditions at any time without notice.